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Spryhand

Personal Finance

Monthly Budget Planner

Set a limit per category, log transactions as they happen, and see budget versus actual calculated automatically.

Delivery
Instant download
Purchase
One-time payment
Format
  • Google Sheets
  • Excel
Updated
September 2026
$2.90Buy on Etsy

What this spreadsheet does

Most people know roughly what they spend each month but rarely see budget versus actual laid out clearly enough to adjust mid-month.

What you can do with it

  • See budget vs. actual spend by category each month
  • Catch overspending before the month ends

What's included

Sheet tabs

  • Instructions
  • Income
  • Transactions
  • Budget
  • Summary

Features

  • Income log
  • Transaction log by category
  • Budget limit per category
  • Budget vs. actual calculated automatically

How it works

  1. 1Open the file and read the Instructions tab once.
  2. 2Work directly in the tabs listed above — blue cells are yours to edit, black cells calculate automatically.

Who it's for

Anyone who wants a straightforward monthly budget with automatic budget-vs-actual comparison.

These spreadsheets are planning tools. They do not replace professional financial or tax advice.

Frequently asked questions

What formats does this come in?

Google Sheets and Microsoft Excel 2016+. Open the Google Sheets link and use File > Make a copy, or download and open directly in Excel.

Is this a one-time purchase?

Yes. One payment, yours to keep and reuse.

Complete the setup

The rest of the tools this one was built to sit beside.

Similar tools

The same kind of tool, for a different job.