Wedding budget calculator
Around sixty percent of a typical wedding budget scales with the guest count, and it is usually decided last. This starts from the guest list instead.
Guest count
Per-guest costs
Fixed costs
- Total budget
- $31,154
- Guest-driven share
- 49.3%
- Contingency
- $2,174
Per-guest cost is $119.00, so 49.3% of the budget scales directly with the guest list. Twenty fewer guests would save $2,380 before any change to the venue or vendors.
The formulas
per-guest cost = catering + drinks + stationery + favour + cake portion
guest-driven total = per-guest cost x guest count
fixed total = venue hire + photography + attire + music + flowers
budget = guest-driven + fixed + contingency
Venue hire sits in the fixed column, but the venue you can book is decided by the guest count, so the number still moves — in steps rather than smoothly.
A worked example
A $24,000 budget at 120 guests, with catering at $85 a head, drinks $22, stationery $3, favours $4 and cake $5:
per-guest cost = 85 + 22 + 3 + 4 + 5 = 119
guest-driven = 119 x 120 = 14,280
as a share of budget = 14,280 / 24,000 = 59.5%
at 100 guests = 119 x 100 = 11,900 → saving = 2,380
Twenty fewer guests is $2,380, before any change to the venue. That is more than most couples save by negotiating every supplier they meet.
Assumptions and limits
- Per-head costs vary enormously by country, season and day of the week. The structure is general; the figures are illustrative.
- Excludes rings, honeymoon and pre-wedding events, which are often budgeted separately and often forgotten entirely.
- Assumes a single venue. Separate ceremony and reception locations add transport and a second setup.
- Contingency is held separately, not treated as spendable — a contingency quietly spent on flowers is not a contingency.
Doing this more than once?
This page prices one plan. These track what's actually booked and paid against it as deposits go out, category by category.
Questions
- What percentage of a wedding budget goes on catering?
- Commonly a third to a half once drinks are included, which is why headcount dominates everything else. Your own per-head figure from two real quotes is worth more than a published average.
- Should I book the venue first?
- Set the guest count first, then the venue, because the count determines which venues are even possible. Booking a venue and then discovering it seats thirty fewer than your list is an expensive order to do things in.
- How much should we keep back for surprises?
- Five to ten percent, in a separate line you do not allocate. Weddings reliably produce late costs — postage, alterations, vendor meals, corkage — and a contingency that has already been spent is not a contingency.
Last updated 24 August 2026.